Private lender IndusInd Bank has reported a 3.9% year-on-year (YoY) fall in net advances to ₹3,34,477 crore for the quarter ended June 30 (Q1 FY26).&nbsp; 
The figure stood at ₹3,47,898 crore in the same period previous year (Q1 FY25). On a sequential basis, advances dropped 3.1% from ₹3,45,019 crore reported in the March quarter (Q4 FY25).
The decline was largely driven by weak performance in the bank&rsquo;s corporate banking segment, which fell sharply by 14.4% YoY and 6.2% from the previous quarter.
Meanwhile, the consumer business segment showed a modest 4.8% YoY growth but also declined 0.9% sequentially.
Total deposits stood at ₹3,97,233 crore, down 0.3% from a year ago and 3.3 per cent lower than the previous quarter.&nbsp;
The CASA (current account savings account) ratio&mdash;a key measure of low-cost deposits&mdash;also slipped to 31.49% as of June 30.&nbsp;
This marks a steady decline from 32.81% at the end of March 2025 and 36.67% a year earlier.
Retail and small business customer deposits saw a marginal dip to ₹1,84,709 crore, compared to ₹1,85,133 crore in the previous quarter.
The bank&rsquo;s average Liquidity Coverage Ratio (LCR) for the April-June quarter stood at 141.27%, with a daily LCR of 145.26% as of June 30.
The financial stress was further reflected in IndusInd Bank&rsquo;s last quarter performance, where it reported a rare net loss of ₹2,328 crore for the January-March 2025 period.
This was the bank's first quarterly loss in two decades. The last time IndusInd Bank posted a net loss was in Q4 of FY2006, when Bhaskar Ghose was the CEO.
The only other instance of a quarterly loss in the bank&rsquo;s history was back in March 2001. The recent loss was driven by earlier reported accounting issues and rising stress in the microfinance portfolio, which had a significant impact on the balance sheet.&nbsp;
(Except for the headline, this article has not been edited by Benefit News editorial team and is published from an IANS news feed.)

Advances drop to ₹3.34 lakh cr; corporate loans fall 14.4% YoY, 6.2% QoQ

IndusInd Bank Q1 Advances Fall 3.9% YoY

Advances drop to ₹3.34 lakh cr; corporate loans fall 14.4% YoY, 6.2% QoQ

July 5, 2025 | 21:58 IST